Independent home & auto agency

Home and auto insurance,shopped by a real agent.

Tell us about your household once. Your InsuranceTrail agent compares the carriers we represent, explains the tradeoffs, and stays with you after you bind.

Start my quote How it works

Independent agency quotes

Get a home or auto quote

Answer a few questions. We shop carriers and send options that fit your household.

What happens next

You answer a few questions
Coverage type, address, vehicles, and how to reach you.
We shop the carriers we represent
Your details go out once, not one form per carrier.
An agent walks you through the options
Most households hear back the same business day.

Coverage

Personal lines we write every day

We are not tied to one carrier, so your agent can compare options and pick up the phone when you have a claim.

Home insurance

Dwelling, personal property, and liability for the house you live in.

Auto insurance

Liability, collision, and comprehensive for the cars your household drives.

Home + auto bundle

Both policies with one independent agency, often at a lower combined premium.

Get a quote Talk to an agent

Why independent

Shop the market once, not carrier by carrier.

A captive agent or a carrier website can only quote one company. An independent agency quotes several, then stays on as your agent. Here is what that changes.

Talk to an agent Start my quote

Quoting carrier by carrier

Fill out one carrier's form
Enter your home, cars, and drivers on their site.
Get a single price
One carrier, one number, nothing to compare it against.
Start over somewhere else
Repeat the form for every carrier you want to check.
Decide on your own
Weigh deductibles and limits with no one to ask.
Call a 1-800 number later
Changes and claims go to whoever picks up.

One form per carrier, and no one to compare them for you

Quoting with InsuranceTrail

Start one quote wizard
Home, auto, or both, in a couple of minutes.
Your agent shops the carriers
Your details go out once to the carriers we represent.
See the options side by side
Price, deductibles, and limits explained in plain language.
Choose and bind
Pick the policy that fits. We handle the paperwork.
Keep the same agent
Changes, renewals, and claims go through the people who wrote it.

One conversation, every carrier we represent

Questions before you quote

What to expect from an independent agency, from the first quote to your first claim.

No. InsuranceTrail is an independent agency. We quote home and auto through multiple carriers, help you choose coverage that fits, and service the policy after you bind.

Still have a question?

An agent can walk through your situation before you start.

Ready to see your options?

Start the wizard, or reach an agent first. Either way, a person answers.